Marty's problem with that? A bucket has a hole in it. Wishes drain out while you wait for the perfect moment. So he suggests something better: pour those dreams into a Plan Pail, because "plan" is right there in the name. A Plan Pail comes with dates, budgets, and steps. It turns "maybe" into "done."

Many of us have grown up with the notion that being "selfish" is a bad thing. We're taught that putting others first is what makes us...